# Editorial Nova Canonical: https://brew.new/browse/templates/email/pt1_k97hy61tv98xp7a3345gymmn5s8bm4mw Brand: brew.new Category: general ![Preview of Editorial Nova](https://cdn.brew.new/email-preview-nJvBqCOJ52hcBJ69KwkUk-1778630152204.png) ## Email content Nova Credit Vol. 01 · A Letter A Note From The Founder Arriving, and thriving, in a new country. Welcome to Nova Credit — where a foreign credit history is not a dead end, but a beginning. A quiet morning scene in warm editorial tones Photograph — a beginning, somewhere between here and home. I. Thank you for joining us Thank you for joining our mailing list at Nova Credit. We're glad you're here. In the weeks ahead, we'll share what we've learned about the quieter, more practical side of moving to the United States — the paperwork, the phone plans, the first credit card — so the ground beneath you feels a little steadier. A family at the window of a new home A family settles in — somewhere new. II. A beginning My name is Misha, and when my family first arrived in the United States from abroad, we found the financial system quietly impenetrable. The credit we had built elsewhere, over years, seemed to evaporate at the border. “Your credit history should travel with you — the way your memories do.” — Misha Esipov III. What we do I started Nova Credit to make it easier for millions of newcomers to reach the essentials — a credit card, a phone plan, a first loan — without beginning from zero. Today, we work with companies like American Express and Verizon to help U.S. newcomers apply for credit cards, loans, and phone plans using the credit history they built in select countries abroad. We've also spent years writing — carefully, and without jargon — about the immigration process and the American financial system, in hopes of making the move feel less like a test and more like a doorway. Portrait of Misha Esipov, Founder and CEO of Nova Credit Giving credit where it's due, Misha Esipov Founder & Chief Executive Further Reading A small library, to begin with. No. 01 How to build credit in the United States. The quiet mechanics of an American credit score, explained without the noise. No. 02 Credit cards for non-U.S. citizens. What to ask for, what to avoid, and how your history abroad can open a door here. No. 03 Opening a bank account without an SSN. A surprisingly short list of documents, and where to bring them. Explore the Library Nova Credit receives compensation from American Express. As Seen In Fast Company Forbes American Banker CNBC Nova Credit A world beyond borders Helping U.S. newcomers arrive, and thrive. Pursuant to American Express's affiliate program terms and conditions. Facebook Instagram X LinkedIn Unsubscribe Terms Privacy This advertising letter was sent from Nova Credit Inc., 44 Montgomery Street, Third Floor, San Francisco, CA 94104. © Copyright Nova Credit Inc. [Open and remix this design](https://brew.new/browse/templates/email/pt1_k97hy61tv98xp7a3345gymmn5s8bm4mw) [Browse email designs](https://brew.new/browse/templates)