# Yes, a great therapist can be in-network with insurance

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You’ve probably been there: Paying big therapy bills out-of-pocket, then making time to navigate insurance forms so you can submit for out-of-network reimbursement, and maybe (if you’re lucky) getting some money back.

It doesn’t have to be like that, because Talkspace therapy is in-network with most major insurance plans, including TRICARE and Medicare, so you don’t need to submit a thing. We’ll bill your plan directly and most often you’ll only pay a copay (average: $10!).

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