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Gusto

Built for real-life moments

Payroll Bridge, built for real-life moments.

When payroll runs late, or doesn’t run at all, the impact goes far beyond a missed paycheck.

Gusto’s Impact of Missing Payroll research shows payroll issues are closely linked to employee stress, lost trust, and hours spent fixing problems instead of running the business. Nearly half of affected workers report increased stress when payroll problems happen.¹

That’s why Gusto is an all-in-one payroll and HR platform, designed to help prevent issues before they reach your team and support you when they do.

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Support when timing gets tight

Payroll Bridge, powered by Parafin², is a line of credit that helps eligible businesses cover payroll when funds are delayed, so employees can still be paid on time. It’s built directly into Gusto payroll and designed to be straightforward when you need it.

Apply with Parafin right inside your Gusto dashboard

One transparent financing fee, communicated upfront

Flexible repayment options that fit your business

Payroll Bridge is part of Gusto’s all-in-one platform, built to support real payroll moments, not just the easy ones.

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Payroll Bridge

2025 Best Embedded Finance Product for SMBs by Tearsheet

Connect with us

Have questions? Schedule a call with us or call us at 415-907-7035, weekdays from 8 AM to 6 PM MT. Let us help you experience the difference that has earned us recognition and the trust of thousands of businesses.

1Impact of Missing Payroll research

2For Vermont residents: THIS IS A LOAN SOLICITATION ONLY. GUSTO, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

Gusto provides access to Payroll Bridge through our partnership with Parafin. Payroll Bridge is offered by Parafin, not Gusto. Gusto does not review applications, make credit or lending decisions, provide credit, service loans, or collect repayments. All loans are issued by Celtic Bank.

All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Bank transfers are subject to review.